Lady: Do you drink? 
Man: Yes 
Lady: How much a day? 
Man: 3 6 packs 
Lady: How much per 6 pack 
Man: about $10.00 
Lady: And how long have you been drinking? 
Man: 15 years 
Lady: So 1 6 pack cost $10.00 and you have 3 packs a day which puts your spending each month at $900. In one year, it would be $10,800 correct? 
Man: Correct 
Lady: If in 1 year you spend $10,800 not accounting for inflation, the past 15 years puts your spending at $162,000 correct? 
Man: Correct 
Lady: Do you know that if you hadn't drank, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 15 years, you could have now bought a Ferrari? 
Man: Do you drink? 
Lady: No 
Man: Where's your Ferrari then? 
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